Terms of service

Last updated: June 7 2024

These terms and conditions outline the rules and regulations for the use of this Website, located at www.mscarmenw.com.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use the website if you do not agree to take all of the terms and conditions stated on this page.


This website uses cookies to help personalize your online experience. For details, please refer to our Privacy Policy.


Unless otherwise stated, we and/or our licensors own the intellectual property rights for all material on the website. All intellectual property rights are reserved. You may access this from the website for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Copy or republish material from the website

  • Sell, rent, or sub-license material from the website

  • Reproduce, duplicate, or copy material from the website

  • Redistribute content from the website

This Agreement shall begin on the date hereof.

Hyperlinking to our Content:

The following organizations may link to our Website without prior written approval:

  • Government agencies;

  • Search engines;

  • News organizations;

  • Online directory distributors.

These organizations may link to our home page, publications, or other website information so long as the link:

  • Is not in any way deceptive;

  • Does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services;

  • Fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

  • Commonly-known consumer and/or business information sources;

  • Dot.com community sites;

  • Associations or other groups representing charities;

  • Online directory distributors;

  • Internet portals;

  • Accounting, law, and consulting firms;

  • Educational institutions and trade associations.

We will approve link requests from these organizations if we decide that:

  • The link would not make us look unfavorably to ourselves or to our accredited businesses;

  • The organization does not have any negative records with us;

  • The benefit to us from the visibility of the hyperlink compensates the absence of our brand;

  • The link is in the context of general resource information.

These organizations may link to our home page so long as the link:

  • Is not in any way deceptive;

  • Does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services;

  • Fits within the context of the linking party's site.

If you are one of the organizations listed and are interested in linking to our website, you must inform us by sending an email to [your email]. Please include your name, your organization name, contact information, and the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Please wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or

  • By use of the uniform resource locator being linked to; or

  • Using any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of our logo or other artwork will be allowed for linking absent a trademark license agreement.

Content Liability:

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are raised on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website:

If you find any link on our website that you believe is inappropriate or offensive for any reason, please contact us. We will review your request and consider removing the link. While we aim to respond promptly, we are not obligated to remove the link or respond directly to each request.

We strive to ensure that the information on this website is accurate and current. However, we do not guarantee the completeness or accuracy of all content and do not promise that the website will always be available or that the material on the website will be kept up to date.


To the fullest extent permitted by law, we exclude all warranties and representations related to this website and its content. We will not be liable for any damages, losses, or injuries arising from the use of this website, except in cases of death, personal injury, fraud, or as required by law.

The limitations on liability outlined in this disclaimer apply to all potential liabilities, regardless of the legal theory or basis for the claim. This includes liabilities arising from contracts, civil wrongs (torts), statutory violations, or any other cause of action. Since this website and all its content and services are provided free of charge, we will not be liable for any damages, losses, or injuries of any kind resulting from your use of this website.

Privacy Policy

Your privacy is important to us. For details about how we handle your data and information, please refer to our Privacy Policy.